A Payday Loan is an emergency solution to a short-term cash need. At the Vip Loan Shop, we are committed to providing top-notch customer service to make the loan application process quick, easy, and hassle-free. We know that when you are in need of an advance on your paycheck nothing is more important to you than getting cash fast. That is why we now offer same-day* deposits. As always, our online process is convenient and secure with no creit checks and no faxing required.